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Director of Commercial Lending

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Colorado

Job Title: Director of Commercial Lending

Location: Denver, CO


Position Summary


The Director of Commercial Lending is responsible for leading and expanding the bank’s Commercial Banking portfolio within the Denver market. This role drives loan and deposit growth across Commercial & Industrial (C&I) and Commercial Real Estate (CRE) segments, while maintaining strong credit quality and risk discipline.

The Director provides strategic leadership, manages a team of Relationship Managers, and actively participates in business development efforts. This individual plays a key role in shaping market strategy, structuring complex transactions, and strengthening the bank’s presence within the local commercial community.


Key Responsibilities


Commercial Lending Leadership

  • Lead and oversee the Commercial Lending function, including C&I and CRE production

  • Establish and execute strategies to drive loan growth, deposit generation, and overall profitability

  • Ensure alignment with the bank’s broader Commercial Banking objectives

Business Development & Market Expansion

  • Drive new business development efforts, targeting middle-market and emerging commercial clients

  • Maintain an active presence in the Denver business community and develop key referral sources (CPAs, attorneys, brokers, sponsors)

  • Personally originate and structure complex lending opportunities

Team Leadership & Performance Management

  • Recruit, lead, and develop a high-performing team of Commercial Relationship Managers

  • Set production goals and hold team members accountable for performance

  • Foster a strong sales culture focused on relationship growth and client service

Credit Oversight & Risk Management

  • Provide leadership in credit structuring, underwriting guidance, and deal approval processes

  • Ensure adherence to credit policies, risk rating standards, and regulatory requirements

  • Monitor portfolio quality and proactively manage credit risk

Portfolio & Relationship Management

  • Oversee a portfolio of commercial clients, ensuring strong asset quality and client retention

  • Support team members in managing complex relationships and transactions

  • Address problem credits and develop appropriate action plans

Cross-Sell & Product Integration

  • Promote a full-service Commercial Banking approach, including treasury management, deposits, and capital markets solutions

  • Partner with internal teams to deliver comprehensive financial solutions

Financial Performance & Reporting

  • Manage market-level performance, including loan growth, deposit balances, and fee income

  • Track key performance metrics and provide reporting to senior leadership

  • Oversee budgeting and resource allocation within the lending function

Community & Industry Engagement

  • Represent the bank in the Denver market through active participation in industry and community organizations

  • Enhance the bank’s brand as a leading Commercial Banking provider

Qualifications

  • Bachelor’s degree in Finance, Business, or related field (MBA preferred)

  • 10–15+ years of experience in Commercial Banking, with a strong focus on lending

  • Proven leadership experience managing commercial lending teams

  • Demonstrated success in business development and portfolio growth

  • Strong credit acumen, including experience with complex C&I and CRE transactions

Preferred Skills

  • Established network within the Denver commercial market

  • Deep expertise in C&I and/or CRE lending

  • Strong leadership, coaching, and team development capabilities

  • Excellent negotiation, communication, and relationship management skills

  • Ability to balance growth objectives with disciplined risk management

Compensation & Benefits

  • Competitive base salary + performance-based incentives

  • Long-term incentive opportunities (as applicable)

  • Comprehensive health, dental, and vision benefits

  • 401(k) with company match

  • Paid time off and holidays

  • Leadership development and advancement opportunities

Work Environment

  • Based in Denver, CO with significant local market engagement

  • Highly visible leadership role within Commercial Banking

  • Fast-paced, performance-driven environment focused on growth and execution


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