Dedicated and curious professional with expertise in commercial banking, credit administration, portfolio management, business intelligence, risk management, and data science. Skilled at presenting complex concepts through simplification and storytelling. Experienced in predictive analysis, model creation, scenario planning, and training team members. Strong problem-solving, strategic implementation, and leadership capabilities.
CORE SKILLS
Commercial Credit Analysis & Underwriting
Portfolio Management & Workout Planning
Credit Policy & Risk Management
Business Intelligence & Predictive Modeling
Data Science: Python, R, SQL, PowerBI
Visual Communication & Data Presentation
Change Management & Process Improvement
Strategic Planning & Implementation
Model Validation & Regulatory Compliance
PROFESSIONAL EXPERIENCE
Portland, OR
SVP, Credit Administrator
Led and consulted partnerships between bank and fintech partners.
Reviewed and approved fintech policies.
Developed streamlined data exchange processes across multiple external partners.
Designed top-to-bottom credit department strategy, including team structure, policies, and procedures.
Grew credit department from ~$800M to over $1B in assets through banking partnerships.
Managed and reviewed CCBX Credit Data; trained team members in analytics, reporting, and data basics.
Implemented model intake process for regulatory model risk requirements; managed all credit models, validation, and risk review.
Developed, wrote, and maintained department credit policy.
Managed credit loss data and analysis; maintained successful safety and soundness exam results.
Portland, OR
AVP, Credit Review Officer
Performed risk analyses to assess financial integrity of lending products and portfolio.
Identified potential credit problems and early warning signs via stress testing and forecasting.
Managed portfolio data reporting using R, SQL Server, and PowerBI; created automated dashboards for efficiency.
Consulted cross-functional teams on data science techniques and implementation.
Trained team members on R, SQL, and PowerBI.
Portland, OR
AVP, Special Assets Officer
Monitored and managed diverse credit portfolios, developing strategies to minimize risk exposure.
Developed workout strategies and collaborated with vendors and legal counsel.
Revamped, tested, and administered updated risk rating policies, matrices, and training programs.
Portland, OR
AVP, Portfolio Manager
Underwrote complex commercial loans up to $10M, specializing in National Healthcare Lending.
Managed and analyzed credit files for portfolio monitoring and workout planning.
Trained and developed new team members on credit analysis, procedures, and processes.
Acted as Change Ambassador for new project and software rollouts.
Restructured and modified existing loans, including market and special credits.
Commercial Banking Roles – Columbia Bank
Commercial Banking Assistant
Assistant Branch Manager / Executive Assistant to Market President
Bank Teller & Personal Banker
EDUCATION
Willamette University – Salem, OR
Master of Science, Data Science
Master of Business Administration
University of Oregon – Eugene, OR
Bachelor of Arts, Political Science
PUBLICATIONS
An Empirical Analysis of the U.S. Banking Industry, 1994–2018", Journal of Product & Brand Management
LEADERSHIP & PROFESSIONAL AFFILIATIONS
Risk Management Association – Portland
President, VP, & Secretary
Oregon Bankers Association – Lending Committee Member
Provided legislative guidance for banking operations and business management in Oregon
TECHNICAL SKILLS
R, Python, SQL, PowerBI, Excel, Data Visualization
Quantitative Analysis & Predictive Modeling
Problem Solving, Change Management, Strategic Implementation