Professional Summary

Dynamic and results-driven Financial Crimes & Risk Management Leader with 14+ years of experience developing and executing strategic financial crime reduction initiatives in complex, fast-paced environments. Expertise in BSA/AML compliance, fraud investigations, risk assessment, and stakeholder engagement. Proven ability to lead teams, implement policies, and align operational strategies with enterprise goals.

Core Competencies

• Leadership, Mentoring & Team Building
• BSA/AML Compliance
• Customer Identification Program (CIP)
• Customer Due Diligence (CDD) / Enhanced Due Diligence (EDD)
• Know Your Customer (KYC)
• Financial Crimes & Fraud Investigations
• Risk Management & Analysis
• Suspicious Activity Reporting (SAR)
• Quality Control, Testing & Auditing
• Change Management
• Strategic Research & Data Analysis
• Internal Controls & Process Improvement

Verafin • Jack Henry Xperience • Patriot Officer Global Vision
Fiserv • Banking-as-a-Service Platforms
Thomson Reuters CLEAR & Risk Analytics
Alloy • World-Check

Professional Experience

Senior Vice President, BSA Client Risk Review Director
August 2021 – February 2026

• Led teams providing regulatory guidance on KYC, CDD, EDD, and customer risk rating
• Ensured compliance with CIP, KYC/CDD, and enhanced due diligence requirements
• Oversaw high-risk customer reviews and ongoing monitoring programs
• Partnered across BSA, Fraud, and business lines to drive process improvements and risk mitigation
• Supported BSA/AML Officer in maintaining risk methodologies and governance frameworks
• Managed 4 direct reports overseeing a team of ~20 investigators
• Delivered reporting metrics and ensured adherence to regulatory deadlines and SLAs

Key Contributions:

• Successfully navigated multiple federal and internal audits/exams
• Led remediation of regulatory findings (MRA/MRIA)
• Integrated BSA processes following bank mergers
• Implemented KYC/CDD standards for digital banking and BaaS platforms
• Participated in governance and new initiatives committees
• Developed AML monitoring scenarios to detect fraud and risk
• Led policy, procedure, and control enhancements

Vice President, BSA Client Risk Review Officer / Manager
January 2019 – August 2021

• Provided regulatory guidance on CDD, EDD, and customer risk rating
• Managed EDD investigations team and high-risk customer reviews
• Maintained high-risk customer methodology and governance
• Prepared for audits and regulatory exams and addressed findings
• Delivered reporting metrics to leadership

Vice President, BSA Specialist
November 2017 – December 2018

• Monitored account activity and identified suspicious behavior
• Filed SARs and maintained compliance documentation
• Conducted transaction analysis and risk assessments
• Managed subpoena requests and EDD investigations
• Supported BSA/AML Officer with compliance program execution

Senior Business Analyst, Fraud & AML Solutions
July 2017 – November 2017

• Gathered business requirements and supported fraud/AML software development
• Created user stories, defined acceptance criteria, and collaborated with QA and development teams
• Delivered product demos and training for clients

Assistant Vice President, BSA/AML Risk Analyst II
May 2015 – May 2017

• Conducted high-risk customer reviews and enhanced due diligence
• Led risk assessments and contributed to enterprise AML risk program
• Served as interim team lead overseeing 10 analysts
• Improved KYC processes and risk model enhancements

Supervisor, Risk & Control Business Analyst Group
March 2012 – May 2015

• Led team performing audits and transaction monitoring
• Oversaw fraud detection across wire, ACH, and online banking systems
• Managed control testing and audit readiness
• Developed fraud awareness communications and reporting

Additional Experience

• Senior Loan Officer / Banker
• Head Teller / New Account Specialist
• Senior Teller II
• Teller

Education & Credentials

School of Banking Program – Completed 2024
Bachelor of Science, Organizational Security & Risk Management
Associate of Science, Accounting

Certifications

• Certified Anti-Money Laundering Specialist (CAMS)
• Advanced Risk Management Certification (In Progress)

Professional Affiliations

• Association of Certified Fraud Examiners (ACFE) – Member