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Credit Manager - ABL & LF

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Dallas, TX


Senior Credit Risk Manager with 14+ years of global banking experience managing over $500MM in risk assets, including leveraged and formula-based lending structures. Expertise in credit origination, underwriting, portfolio management, and cross-border financing. Recognized as a Business AI Ambassador for pioneering credit delivery optimization initiatives. Proven ability to drive risk-adjusted returns, mentor talent, and build high-value client relationships across North America, EMEA, and APAC.


EMPLOYMENT HISTORY


Vice President, Senior Credit Manager
Dallas, TX | September | Present

  • Originated and managed a $15MM leveraged lending participation in a $93MM RCF facility for a UAE-based event services company operating in the U.S. and Canada.

  • Led a $20MM transition from a secured ABL facility to an unsecured, uncommitted cash-flow line for a Chinese subsidiary medical-equipment firm, coordinating internal stakeholders, collateral reviews, and negotiations with risk and product partners.

  • Structured and underwrote a $10MM formula-based revolver for a France-subsidiary EPC contractor, managing due diligence, field exams, and internal approvals.

  • Managed a $25MM participation in a $1.5B RCF facility for seven U.S. co-borrowers that are multinational subsidiaries of a Spanish utility company.

  • Oversaw a $500MM cash-flow portfolio, streamlining underwriting workflows and driving consistent, risk-adjusted returns in collaboration with key partners.

  • Partnered with relationship directors, risk teams, and product partners to deliver best-in-class service to multinational subsidiaries across LATAM, Europe, the Middle East, and Asia-Pacific, covering Energy, Materials, and Professional Services sectors.

  • Accredited Business AI Ambassador (Americas, 2024): Authored internal white paper on using AI for end-to-end credit delivery optimization and human productivity enhancement.

  • Expanded personal and professional network among local market makers, lawyers, developers, boutique investment bankers, and private equity principals—successfully onboarding a Dallas-based firm expanding to Saudi Arabia (2023).

  • Mentored and developed 12 analysts and associates, guiding them through the full credit delivery process and technical transaction skills.

  • In 2021, prevented $70MM in Risk-Weighted Asset losses by proactively managing a high-risk exposure to one of China’s largest global hotel groups.

President
Frisco, TX | January

  • Founded and led a culinary services platform focused on premium dining experiences and strategic partnerships.

  • Achieved 30% year-over-year revenue growth in FY2023 through new premium offerings and enhanced digital marketing.

  • Negotiated and executed a majority-equity sale to a private chef and led the integration process, resolving post-close operational challenges.

Vice President, Credit Management
Jakarta, Indonesia & Dallas, TX |

  • Awarded for successfully closing a $40MM cross-border acquisition loan for an India-based automotive OEM expanding into the U.S.

  • Led credit delivery and renewal for a $50MM+ revolving credit facility for a publicly listed New York gaming studio.

  • Structured and underwrote a $20MM+ credit facility for a San Francisco-based AdTech company, expanding global treasury solutions portfolio.

  • Delivered bilateral and syndicated credit solutions to regional and multinational clients, ensuring compliance with global credit policies.

  • Spearheaded the rollout of the Global Credit Policy Addendum in Indonesia, training over 30 bankers and securing full regional compliance.

SKILLS

  • Financial Modeling (Proficient)

  • Stress Testing & Valuation Modeling (Experienced)

  • Leveraged & Formula-Based Lending (Experienced)

  • Credit & Portfolio Management (Proficient)

  • Credit Origination & Negotiation (Proficient)

  • AI Strategy & Process Optimization (Proficient)

  • Strategic Partnerships & Leadership (Proficient)

OTHER RELEVANT ACTIVITIES


Christian Businessmen Connection (CBMC), DFW — Area Leadership Team

  • Provided strategic advice for ministry fundraising initiatives, raising $60K in six months to turn a negative balance into a $30K surplus for FY2025.

  • Partnered with a local Frisco church to launch Impact Circle, a professional networking and mentorship community (November 2025).

EDUCATION


Tobin College of Business, St. John’s University — MBA (GPA: 3.8)
New York, NY

  • Recipient of Stanley Shirk KPMG Scholarship

Tobin College of Business, St. John’s University — B.S. in Accounting (GPA: 3.7)
New York, NY

  • Recipient of Bronze Award for Academic Excellence, Department of Accounting & Taxation

LANGUAGES

  • English (Native) Bahasa Indonesia (Native)

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