ACCOMPLISHED DIRECTOR, REGIONAL HEAD – COMMERCIAL BANKING

Executive-level leader with extensive experience shaping business, financial, and operational strategy for major banking institutions. Specializes in commercial banking and credit management across multiple sectors: Consumer Discretionary, Staples, Energy, Financials, Healthcare, Industrials, Technology, Materials, and Utilities. Recognized for overseeing multi-billion-dollar portfolios, managing complex credit structures, and leading cross-regional teams. Proven ability to develop high-impact strategies, reduce risk exposure, and drive team performance.

CORE SKILLS & COMPETENCIES

• Commercial Banking

• Credit Risk Management

• Financial Planning & Analysis

• Enterprise Valuation

• Strategic Planning & Execution

• Multinational & Cross-Border Banking

• M&A & Leveraged Transactions

• Team Leadership & Development

• Troubled Debt Restructure Testing

• Award-Winning Performance

SELECTED EXECUTIVE ACHIEVEMENTS

• Grew credit team from 3 to 19 while increasing portfolio exposure from $1.6B to $10.7B

• Reduced Oil & Gas risk-weighted assets by $324.1M and uncommitted facilities by $63.2M

• Underwrote $354.4M in new loans, earning $5M in fees; led a $195M co-agented underwrite selected as a Large Deal Finalist for the Dallas Business Journal M&A Awards

EXECUTIVE EXPERIENCE

Director, Regional Head – Wholesale Credit Management
2017 – Present | Dallas, TX

• Lead credit management for Central and Southeast U.S. across CMB and Global Banking (now Corporate & Institutional Banking)

• Manage 19-person team with a portfolio of 228 accounts and $10.7B in total exposure

• Coordinate team calls and pipeline discussions with 46 total team members (credit and relationship managers)

• Recognized as Champion of the CMB Sutherland Club in both 2019 and 2021 (top 100 of 2,000+ employees)

Vice President / Senior Credit Manager – International Subsidiary Banking
2015 – 2017 | Dallas, TX

• Managed 37 clients totaling $389.8M in loan production, $13.2M in credit equivalent derivatives, and $83.4M in clearing

• Captured $340K in fees through 31 waivers and amendments during the Oil & Gas downturn

• Generated $2.8M in DCM fee revenue and $244K in fees from 23 new relationships

Vice President / Credit Manager – Corporate Banking
2008 – 2015 | Dallas, TX

• Oversaw 15 clients with $538.9M in loan production, $34.7M in derivatives, and $352.8M in clearing

• Underwrote $354.4M in new loans; closed $42M syndication and $195M underwrite recognized by Dallas Business Journal

• Completed three large bond transactions ($250M, $330M, $300M)

• Awarded President’s Volunteer Service Award in 2012

• Graduated from the Management Associate Program and formal credit training

EDUCATION

• International MBA, ESCP-EAP European School of Management

• B.A. in Spanish, with immersion training

• B.A. in International Management

MILITARY SERVICE

• Specialist (E-4), Army National Guard (1994 – 2000)

LANGUAGES

• Fluent in English

• Professional proficiency in Spanish

BOARD ROLES

• LBU Community Clinic: Board Member (2018–Present), Treasurer (2019–2024), President Elect (2025–Present)

• Riverchase HOA: President (2010–2012)

COMMUNITY INVOLVEMENT

• United Way (2009–Present): VITA, Leadership Recruiter, Health Grant Panel Reviewer

• March of Dimes (2009–Present)

• Habitat for Humanity (2012–2014)