Summary

An experienced, dedicated, and detail-oriented credit professional with over 30 years of banking expertise across all aspects of lending, specializing in consumer, business (corporate, middle market, and small business), agriculture, SBA, and commercial real estate.

Specialties

• Lending: Consumer, Business (Corporate, Middle Market & Small Business), Agriculture, SBA, and Commercial Real Estate

Experience

Director of Credit Management
2 years 3 months
Utah, United States

Chief Credit Officer
1 year 4 months
Utah, United States

SVP - Director of Commercial & Consumer Lending
2 years 11 months

• Managed the Commercial and Consumer Loan portfolio.

SVP / Team Leader - North Utah
5 years 3 months

• Member of Loan, Marketing, Compliance, and Credit Administration Committees.

Vice President and Principal Relationship Manager
5 months

Senior Vice President / Senior Credit Products Officer
12 years 9 months

• Oversaw a $1 billion CRE portfolio in Nevada and Utah.

Assistant Vice President / Business Banking Officer
2 years 5 months

• Managed a commercial loan portfolio.

• Structured credit facilities from $250K to $15M.

Assistant Vice President / Commercial Loan Officer
2 years 1 month

• Managed a commercial loan portfolio.

• Structured consumer and commercial credit requests.

Various Roles
4 years 4 months

• Held roles including Assistant Manager, Credit Analyst, and Commercial Loan Officer.

Business Loan Officer
November 1994 - February 1996 (1 year 4 months)

• Assisted with SBA LowDoc and 7(a) programs.

• Managed a commercial loan portfolio exceeding $30 million.

Education

• Pacific Coast Banking School
  Certificate, Banking

• Utah State University
  BS, Accounting