A seasoned Commercial Credit and Risk Management Executive with over 17 years of experience in banking and financial services. Proven track record in portfolio management, underwriting, credit risk assessment, and leadership across diverse regions and sectors, including middle market, corporate banking, agribusiness, food franchise, and technology portfolios.

Key Roles & Achievements

Senior Vice President, Commercial Credit Director

• Managed portfolios totaling $4.3 billion across multiple regions.

• Held individual lending authority of up to $100 million and contributed to consistent loan growth exceeding 10% annually.

Executive Vice President, Senior Credit Risk Officer

• Oversaw a portfolio worth $8 billion across the West Region and specialized segments.

• Member of the U.S. Commercial Credit Committee with loan authority up to $130 million.

• Enhanced credit quality and ensured compliance with underwriting standards.

Senior Credit Management Roles

• Led teams of underwriters and credit officers, improving processes and compliance metrics.

• Developed new policies and procedures, mentored junior analysts, and transitioned into business development roles with a focus on middle market clients.

Early Career

• Gained experience in risk management and credit analysis by managing trade credit portfolios and leading process improvements.

Education & Training

• B.S. in Business Administration (Finance)

• Chartered Financial Analyst (CFA) designation